> ## Documentation Index
> Fetch the complete documentation index at: https://docs.nexapay.ng/llms.txt
> Use this file to discover all available pages before exploring further.

# Request Payout

> Initiates a withdrawal/payout of funds from the merchant's NGN wallet to their verified settlement bank account. Available also at `/request`.

Initiates a withdrawal/payout of funds from the merchant's NGN wallet to their verified settlement bank account.

### Payout Webhooks

Successful withdrawals emit a `withdrawal.completed` webhook event. Failed withdrawals emit `withdrawal.failed`. See [Webhooks](webhooks) for payload schemas and signature details.


## OpenAPI

````yaml POST /withdrawal/request
openapi: 3.0.0
info:
  title: NexaPay Business API
  version: 1.0.0
  description: Server-to-server merchant integration API documentation.
servers:
  - url: https://api.nexapay.ng/api/v1/business
    description: Production Server
security: []
tags: []
paths:
  /withdrawal/request:
    post:
      tags:
        - Transactions
      summary: Request business NGN wallet withdrawal
      description: >-
        Initiates a withdrawal/payout of funds from the merchant's NGN wallet to
        their verified settlement bank account. Available also at `/request`.
      parameters:
        - $ref: '#/components/parameters/BusinessEnvHeader'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                businessId:
                  type: string
                  description: The unique ID of the business profile.
                amount:
                  type: number
                  minimum: 1000
                  description: The amount to withdraw (minimum ₦1,000).
              required:
                - businessId
                - amount
      responses:
        '200':
          description: >-
            Withdrawal payout transaction processed successfully (e.g. in test
            mode).
        '202':
          description: Withdrawal payout transaction queued/processing.
        '400':
          description: Invalid arguments, insufficient balance, or unverified bank account.
        '500':
          description: Server error.
      security:
        - ApiKeyAuth: []
components:
  parameters:
    BusinessEnvHeader:
      name: x-business-env
      in: header
      required: false
      schema:
        type: string
        enum:
          - prod
          - test
        default: prod
      description: Target environment selector (live production vs. simulated sandbox).
  securitySchemes:
    ApiKeyAuth:
      type: apiKey
      in: header
      name: x-api-key
      description: Merchant API Key (e.g., nexa-prod-... or nexa-test-...)

````